Our Consulting Experts and Team Members
OSM Collaborators
Divorce Mediator
Liz Merrill
Mortgage Specialist
Kristin Johnson
CFA, CEPA®, CDFA®
Katie Janda
CERTIFIED divorce specialist & realtor
Katelyn Embry
VIRTUAL ASSISTANT
Nechelle Dela Pena
Divorce Mediator
Liz Merrill
Liz Merrill is a Mediator and a Divorce Coach with a specialization in High Conflict and Narcissistic relationships. She is the owner of Open Space Mediation, lectures regularly on high conflict divorce strategies, and is a sought-after speaker and podcast guest. She also engages in regular pro bono work for families who are experiencing financial hardship and offers pro bono services through various nonprofits and the Colorado Court system.
Her understanding of psychological and physiological reactions to trauma, conflict, and anxiety brings a holistic approach to her work with families caught in the High Conflict cycle. After her own litigious high-conflict divorce, she saw the need for a holistic approach to divorce mediation, which included non-violent communication skills, managing trauma, and an understanding of how personality traits and personality disorders create high conflict in a divorce.
When she started working as a mediator for the courts, she discovered how badly equipped most divorce professionals are to manage the specific needs of people in high conflict relationships and how damaging it can be to the individuals and, most importantly, the children and family systems. Now she helps hundreds of people in crisis find workable solutions so they can reduce anxiety, save money, and move on with their lives.
Mortgage Specialist
Kristin Johnson
Hi, I’m Kristin, and I’m dedicated to making your mortgage a win! I love serving my Loveland, CO community as a loan officer, bringing homeownership dreams to life in the place I call home.
Whether you’re buying or refinancing, the mortgage process might seem stressful. But that’s not the case with CrossCountry Mortgage. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing, and do everything in my power to help you go from getting pre-approved to relaxing at home in no time.
CFA, CEPA®, CDFA®
Katie Janda
Katie Janda, CFA, CEPA®, CDFA® is a 19-year veteran of the financial services industry. Starting her career in high-net-worth wealth management, she eventually transitioned to research and analysis of alternative investments, spending twelve years gaining insight into the regulatory, economic, and financial framework of securities and how and why those securities work most effectively in portfolios. Katie turned her focus back to serving individual clients in 2021.
She obtained the CDFA designation in response to a need for professional expertise in evaluating the financial ramifications of divorce and creating a framework for financial clarity and guidance post-divorce. Katie additionally holds the Chartered Financial Analyst (CFA), the Certified Exit Planning Advisor (CEPA), and the Qualified Plan Financial Consultant (QPFC) designations.
When not working or chauffeuring her kids to their activities, she enjoys gardening in silence, practicing her golf swing (mostly not in silence), and researching the next family travel adventure. Katie graduated from the University of Denver with a BSBA in Finance, cum laude.
Katie Embry is a Certified Divorce Specialist (CDS) and experienced Realtor with Hub Brokered by eXp Realty, specializing in navigating the unique challenges of real estate during divorce. With a compassionate and solutions-focused approach, Katie provides her clients with clarity, guidance, and the expertise needed to make informed decisions about property division, valuation, and sales.
As part of a trusted network of divorce professionals, Katie collaborates seamlessly with mediators, financial advisors, and attorneys to ensure her clients’ real estate needs are handled with professionalism and care. Her goal is to alleviate stress and create a straightforward path toward achieving each client’s financial and personal goals during this transitional time.
When she’s not assisting clients, Katie enjoys cooking, caring for her plants, and spending time with her husband, Ryan, and their 1.5-year-old son, Gus.
Katie’s commitment to her clients is rooted in her belief that real estate decisions should empower individuals to move forward with confidence. She is here to help you navigate the process with the utmost respect and understanding.
Certified divorce specialist and realtor
Katelyn Embry
Virtual Assistant
Nechelle Dela Pena
I’m Nechelle Dela Pena, a dedicated Virtual Assistant with three years of experience, committed to helping businesses and entrepreneurs streamline their operations and achieve their goals. With a knack for organization and a passion for efficiency, I thrive on making my clients’ lives easier and their businesses more successful.
When I’m not optimizing workflows and managing tasks, you can find me exploring new destinations and immersing myself in different cultures. As a travel enthusiast, I love discovering hidden gems around the world, which fuels my creativity and brings a unique perspective to my work.
Whether you need a reliable Virtual Assistant or someone to share travel stories with, I’m here to connect, support, and inspire. Let’s make great things happen together!