Divorce filings consistently spike in January, earning it the nickname “Divorce Month.” If you’re considering a divorce, preparation is critical. Taking proactive steps can help you navigate the process with confidence and clarity.
1. Emotional Preparation
Divorce is one of life’s most challenging transitions, bringing up a range of emotions such as sadness, anger, fear, and even relief. Before you move forward:
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- Reflect on Your Decision: Make sure you’re making this choice for the right reasons and that it’s a decision you’re fully ready to embrace. If you’re not sure, consider thinking about a Therapeutic Separation.
- Build a Support System: Reach out to trusted friends, family, or a therapist to process your feelings. Emotional support can help you make thoughtful decisions rather than reactive ones. To join our free monthly workshop, go here.
- Focus on Self-Care: Divorce can be draining, so prioritize self-care. This includes eating well, exercising, and carving out time to decompress.
2. Financial Preparation
Understanding your finances is a critical step in preparing for divorce. Here’s how to get started:
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- Organize Financial Records: Gather key documents such as bank statements, tax returns, pay stubs, and credit card statements. To download a free list of things to organize and document, go here.
- Assess Your Financial Situation: Make a list of all assets (e.g., homes, cars, retirement accounts) and debts (e.g., loans, credit card balances). Consider reaching out to a CDFA to discuss your situation. For a list of Colorado CDFAs, go here.
- Budget for the Future: Divorce often brings financial changes. Create a budget based on your income and anticipated expenses post-divorce to understand what adjustments you may need to make.
3. Legal Preparation
Each divorce is unique, but educating yourself on the legal process can save time, stress, and unnecessary expense. Don’t rely on your spouse, friends, neighbors, or Facebook groups for legal or other professional advice!
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- Learn the Laws in Your State: Divorce laws vary by state, so it’s important to understand key issues such as property division, custody, and spousal support in your jurisdiction. State and county court websites provide a wealth of information and often will have a free “ask a lawyer” clinic periodically. Check out the Colorado Court Family Law page here for some great info.
- Consult a Professional: Whether you hire an attorney, work with a mediator, or use a divorce coach, getting professional guidance can help ensure that your rights are protected and that you understand your options. For a list of OSM recommended professionals, go here.
- Document Everything: Keep a written record of all communications, decisions, and financial transactions related to the divorce. This can be helpful in case disputes arise later. If you feel you are in an unsafe situation, download our Safety Plan here.
Additional Tips for Navigating Divorce in January
- Don’t Rush the Process: Filing for divorce is just the beginning. Take your time to consider all aspects of the separation to avoid making impulsive decisions.
- Communicate Thoughtfully: If children are involved, plan how you’ll share the news with them in a way that’s age-appropriate and respectful. Download our free Parenting Plan Game Plan here.
Seek Community: January can feel isolating, but you’re not alone. Joining a divorce support group or attending workshops can provide valuable emotional and practical help.
Ready to Take the Next Step?
Divorce is never an easy decision, but with the right preparation, you can approach the process with clarity and confidence. If you’re considering filing for divorce this January, don’t do it alone. Schedule a free consultation to explore your options and learn how mediation or coaching can make the journey smoother for you.
Remember: A new chapter awaits, and you’re not alone on this path.